最新【精品】范文参考文献专业论文PrivateBanksontheMovePrivateBanksontheMoveOneyearaftertheproposalofsettingupthebankswithprivateinvestors，thefirstbatchofsuchbankswereallowedtobebroughtintothereality.ShangFulin，presidentofChinaBankingRegulatoryCommission（CBRC）saidonMarch11duringthecongress’spressconferencethattheStateCouncilofChina，followingthesuggestionsofseverallocalauthorities，agreedontheinitiationofthepilotprojectoffivebanksinvolvingtheprivatecapital.ThefivebanksarelocatedinTianjin，Shanghai，ZhejiangandGuangdong.TheseprivatebankshavethepresenceofAlibaba，Wanxiang，Tecent，Fosun.Huafengandotherprivatecompanies.AlibabaandTecenthavealreadytakenactions.Alibabaisgoingtoembracethepatternof“smalldepositandsmallloans”andhasnoplantosetupphysicalbusinessspots.Tecentistofollowthepatternof“bigdepositandsmallloans”asitonlyacceptsthedepositaboveacertainamount.ItplanstosetupaprivatebankwithBaiyeyuanintheQianhaiArea，Shenzhen.TheSelectionStandardForthefivepilotprivatebanks，theCBRCrequiredtheadoptionofco-ini-tiatorsystemaseverypilotprivatebankmusthaveatleasttwoprivateinvestors.Meanwhile，theyshouldconformtothestipulationaboutthesharesofasingleshareholder.Therefore，fivebankshavegottenprivateinvestorsinvolved.ThemarketexpectedthattheprivatebankinitiatedbyAlibabaandWanxiangisgoingtobeheadquarteredinHangzhou，Zhejiang，TecentandBaiyeyuan’sco-initiatedprivatebank，assaidbefore，isgoingtobelocatedinShenzhen.JuneyaoandFosunaregoingtosetuptheirprivatebankinShanghai.Andthelastpairofpartners，ChintandHuafeng，aretohavetheprivatebanklocatedinWenzhou，Zhejiang.Actually，severalofthoseprivateinvestorshavetheexperienceofbuyingsharesofprovincialstate-ownedbanks.Forexample，WanxiangonceinvestedintoZhejiangMerchantBank；JuneyaoistheshareholderofBankofNanchangandBankofHankou.Intheaforementionedpressconference，theCBRCalsodisclosedtheinformationabouttheoperatingpatternsofthefivebanks，thefivefactorsthatarehighlyregardedintheapplicationforsettingupprivatebanksandtheimportanttipsofrisks，givinganoverallillustrationtothepla