the boy and the bank officer.ppt
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the boy and the bank officer.ppt

theboyandthebankofficer.ppt

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Lesson2Guessthemeaningofthefollowingwords.1.openanaccount2.closeanaccount3.deposit4.withdraw5.overdraw6.balance7.credit8.passbook9.passcard10.anaccountbook11.asavingsaccount12.acurrentaccountListentothefollowingdialogueandpayattentiontotherelatedwordsandexpressions.AttheBankBankClerk:CanIhelpyou,sir?Wang:Hello.Iwanttoopenanaccount.Clerk:Fine.Haveaseat,please.Whatsortofaccountdoyouwant?Wang:I’mnotverysure.Perhapsyoucanmakesomesuggestionstome.Clerk:Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?Wang:Idon’thavemuchmoney.Ireceive$500amonthfrommyuniversityandthathastocoverallmyexpenses.Besides,I’lljustbehereforayearortwo.Clerk:Soyouwanttodeposityourpaycheckandbeabletogetmoneywheneveryouneedit.Isthatright?Wang:Exactly.Clerk:Isee.Whatyoureallyneedisacheckingaccount.Itwillletyouwriteasmanychecksasyouwantandyoucanalsowithdrawmoneywhenyouneedit.Wang:Iwastoldthattherewasakindofjointchecking-savingsaccountthatallowsmetoearnalittleinterestonmydeposit.Clerk:Yes.Wehaveanaccountlikethat.Wecallit“Home”account.Wang:Canyoutellmehowitworks?Clerk:Certainly.Youdeposityourmonthlycheckinyoursavingsaccount,whereitearnsinterestuntilyoutransferittoyourcheckingaccounttocoverthechecksyouwritetopayyourbills.Wang:Whatistheannualinterestrate?Clerk:Itvariesfromtimetotime.Atpresentitissixpercent.Wang:Thatsoundsgood.Allright,I’llopena“Home”account.Clerk:Fine.Willyoupleasefilloutthisform?SignitherewhereIhavemarkedthe“X”.(Wangfillsouttheform.)Clerk:Howmuchmoneydoyouwanttodeposittoday?Wang:Hereisa$500check.Iwanttocash$50formypocketmoneyanddeposittherest,thatis,$450.Clerk:Well,accordingtoourpolicy,youhavetowaitforaweekorsobeforeyoucangetanycash.ButI’llmakeanexceptioninyourcase.Wang:Thankyou.Clerk:Pleasesignyournameonthebackofthecheck.Allright.Here’syourpassbookandyourpasscard.Thispassbookisforyourownrecord.Bringthepasscardwithyoueverytimeyoucometodepositorwithdrawmoney.Italsoallowsyoutobankbycomputerduringnon-bankinghours.Wang:Thankyou.Isthatall?Cler