rein-in-online-payment.doc
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最新【精品】范文参考文献专业论文ReininOnlinePaymentReininOnlinePaymentThisMarch,People’sBankofChina,thecentralbankofthiscountry,issuedtheManagementMethodsofOnlinePaymentBusinessofThird-partyPaymentOrganizations(hereaftertheManagementMethods)andtheGuidingOpinionsfortheDevelopmentofMobilePaymentBusinesstoChina’sthirdpaymententerprisestocollectadvices.Thecorecontentofthetwofiles,whichisconsideredtobethemost“destructive”force,istheproposalofcappingtheamountoftransferandspendingbyindividualpaymentaccounts.Aseniorexecutivefromathird-partypaymentcompanysighed?iftheserulesarereallyputintopractice,thethirdpartypaymentindustryisnearitsend.“Thetwofileswerejustissuedtoaskforadvices.Nooneknowswhatthefinalversionlookslike,”saidasourceclosetothecentralbank.Actually,thecentralbankaskedforadvicesfortheManagementMethodsearlyin2012andhadmadeseveralmodificationstothisdocument.Itisanundeniablefactthatthecentralbankisenhancingtheregulationovertheonlinepayment,butnoonecouldexpecttheregulationcouldbeenhancedsomuch.“Thesuddennotice(fromthecentralbank)isreallyscary,”aninsiderfromTecentsaid.“Atfirstwedidnotreceivethenoticefromthecentralbank.WejustsawthenewsfromtheInternet.”ItwasnotuntiltheafternoonofMarch14thatTecentreceivedthecentralbank’snoticeofhaltingthevirtuecreditcardandthetwo-dimensioncodepayment.BehindtheStormofMonitorThesourceclosetothecentralbankrevealedthattheinstitutionmightmakeupitsmindtoenhancetheregulationovertheonlinepaymentwhentheystudyintothepaymentpatternoftaxi-callingapp,whichtheydidnotagreeon.InFebruary,thethirdpartypaymentorganizationsinChinawereinvitedtotakepartintheconferencefortheadvicestotheManagementMethods.TheconferencewashostedbyChineseAssociationofPaymentClearing.Aparticipantinthisconferencesaidthat“theywereforbiddentotakephotosornotesofthedraftfortheadvices.”“AfterseeingthisversionofManagementMethods,thethird-partypaymentcompaniesreactedstrongly,”theaforementionedsourceofcentralbanksaid.AttheendofFebruary2014,severalmajorthird-paymentorganiza-tionsweresummonedtoge