长春科技学院毕业论文黑河农业银行服务“三农”的问题研究[摘要]党中央、国务院高度重视“三农”问题,提出把解决“三农”问题作为全党和政府全部工作的重中之重。服务“三农”，是黑河农业银行一项长期、艰巨的历史任务。黑河农业银行服务“三农”符合国家宏观政策，符合黑河地域经济特点，符合黑河农业银行的业务经营实际，存在着客观必然性。为更好服务三农，现就黑河农业银行现状分析、存在的问题、总体思路和发展目标进行概括总结，以找到切实可行的解决方案。黑河农业银行通过采取“为农民工提供银行卡服务、提供网上银行服务、提供信贷服务”等项措施与政策支持，切实做好服务“三农”工作。“三农”问题关系到国家的长治久安。做好服务“三农”工作，必须切实把握思想观念、管理体制、运行机制、经营策略、服务产品、队伍建设以及风险管控等几个重大问题。只有这样，才能确保服务“三农”工作服务到位、风险可控和发展持续。[关键词]农业银行服务问题ResearchontheProblemsofHeiheAgriculturalBankofthe“ThreeRural”Service[Abstract]ThePartyCentralCommittee,theStateCouncilattachedgreatimportancetothe"threeruralissues",putforwardtosolvethe"threerural"issuesasapriorityamongprioritiesinalltheworkofthepartyandthegovernment."Threerural",isalong-term,arduoushistoricaltaskofHeiheagriculturalbank.Heiheagriculturalbankservice"threerural"inlinewiththenationalmacropolicy,inlinewiththeHeiheregionaleconomiccharacteristics,inlinewiththeHeiheAgriculturalBankofbusinesspractice,objectivenecessity.Forbetterservicetoagriculture,wesummarizedpresentsituationanalysisofHeiheAgriculturalBank,existingproblems,theoveralltrainofthoughtanddevelopmentgoals,tofindafeasiblesolution.HeiheAgriculturalBankbytaking"toprovidebankcardservice,provideonlinebankingservices,toprovidecreditservices"measuresandpolicysupportformigrantworkers,todogoodservice"threerural"work."Threerural"issuesrelatedtothecountry'slongperiodofstability.Goodservice"threeruralproblems",mustgrasptheidea,managementsystem,operationmechanism,managementstrategy,serviceproduct,teambuildingandriskcontrol,severalmajorissues.Onlyinthisway,canweensurethattheservice"threerural"serviceinplace,riskcontrolandsustainabledevelopment.[keyword]AgriculturalBankServeProblem目录TOC\o"1-2"\h\z\uHYPERLINK\l"_Toc357934720"引言PAGEREF_Toc357934720\h1HYPERLINK\l"_Toc357934721"一、现状分析PAGEREF_Toc357934721\h1HYPERLINK\l"_Toc357934722"（一）黑河农业银行指标完成情况PAGEREF_Toc357934722\h1HYPERLINK\l"_Toc357934723"（二）农户贷款业务稳步推进PAGEREF_Toc357934723\h2HYPERLINK\l"_Toc