中国金融机构的行业布局与系统性金融风险目录一、金融机构行业布局概述....................................31.行业布局现状..........................................41.1银行业布局.........................................61.2证券业布局.........................................71.3保险业布局.........................................81.4其他金融行业布局..................................102.行业布局特点分析.....................................112.1多元化发展趋势....................................122.2区域性差异明显....................................132.3集中度较高........................................14二、系统性金融风险分析.....................................151.金融风险概述.........................................171.1金融风险的类型....................................181.2金融风险的特点....................................192.中国系统性金融风险分析...............................212.1金融市场风险......................................222.2金融机构风险......................................242.3金融市场与金融机构之间的风险传导..................25三、行业布局与系统性金融风险的关系.........................261.行业布局对金融风险的影响.............................271.1布局不合理加剧风险传导............................281.2布局优化有助于风险防控............................292.金融风险对行业布局的反作用...........................302.1风险积累影响行业稳定..............................322.2风险释放对行业布局的调整..........................33四、金融机构行业布局优化建议...............................341.优化银行业布局.......................................351.1加强中小银行发展..................................371.2提升银行风险管理水平..............................382.证券业和保险业布局优化...............................392.1促进证券业和保险业协同发展........................402.2加强行业监管，防范风险传导.........................413.其他金融行业的布局优化建议...........................433.1支持新兴金融机构发展..............................443.2构建多元化的金融行业布局..........................45五、系统性金融风险防控措施.................................461.完善金融监管体系.....................................471.1加强金融监管协调..................................481.2提升监管效能和风险管理水平........................492.强化金融机构风险管理能力.............................512.1提升金融机构风险意识..............................522.2加强金融机构内部控制和风险防范机制建设.....