会计业务操作规范化手册目录………………………………………………………………………………………………………………………………………………………………1TOC\o"1-4"\f\h\z\uHYPERLINK\l"_Toc201453507"第一篇存款业务HYPERLINK\l"_Toc201453508"一、客户信息PAGEREF_Toc201453508\h16HYPERLINK\l"_Toc201453509"1.1建立客户信息PAGEREF_Toc201453509\h16HYPERLINK\l"_Toc201453510"1.2修改客户信息（账户信息变更）PAGEREF_Toc201453510\h18HYPERLINK\l"_Toc201453511"1.3删除客户信息PAGEREF_Toc201453511\h20HYPERLINK\l"_Toc201453512"二、个人存款业务PAGEREF_Toc201453512\h21HYPERLINK\l"_Toc201453513"2.1个人存款开户PAGEREF_Toc201453513\h21HYPERLINK\l"_Toc201453514"2.2续存（包括存折、丰收借记卡）PAGEREF_Toc201453514\h23HYPERLINK\l"_Toc201453515"2.3取款（包括存折、丰收借记卡）PAGEREF_Toc201453515\h24HYPERLINK\l"_Toc201453516"2.4转账（包括卡卡、卡折、折折转账）PAGEREF_Toc201453516\h24HYPERLINK\l"_Toc201453517"2.5销户/部份支取PAGEREF_Toc201453517\h25HYPERLINK\l"_Toc201453518"2.6活期储蓄账户转个人结算户PAGEREF_Toc201453518\h27HYPERLINK\l"_Toc201453519"三、借记卡业务PAGEREF_Toc201453519\h27HYPERLINK\l"_Toc201453520"3．1个人开卡PAGEREF_Toc201453520\h27HYPERLINK\l"_Toc201453521"3.1.1个人开卡PAGEREF_Toc201453521\h27HYPERLINK\l"_Toc201453522"3.1.2丰收卡单卡申领PAGEREF_Toc201453522\h28HYPERLINK\l"_Toc201453523"3.2.续存PAGEREF_Toc201453523\h29HYPERLINK\l"_Toc201453524"3.3.取款PAGEREF_Toc201453524\h29HYPERLINK\l"_Toc201453525"3.4销户（有折卡销户与无折卡销户）PAGEREF_Toc201453525\h29HYPERLINK\l"_Toc201453526"四、单位存款业务PAGEREF_Toc201453526\h29HYPERLINK\l"_Toc201453527"4.1单位活期存款PAGEREF_Toc201453527\h29HYPERLINK\l"_Toc201453528"4.1.1单位活期存款开户PAGEREF_Toc201453528\h29HYPERLINK\l"_Toc201453529"4.1.2单位活期存款账户启用PAGEREF_Toc201453529\h31HYPERLINK\l"_Toc201453530"4.1.3单位活期账户销户PAGEREF_Toc201453530\h32HYPERLINK\l"_Toc201453531"4.1.4单位验资、增资户开户PAGEREF_Toc201453531\h33HYPERLINK\l"_Toc201453532"4.1.5单位验资、增资户转正常户PAGEREF_Toc201453532\h34HYPERLINK\l"_Toc201453533"4.1.6单位验资、增资户退资PAGEREF_Toc201453533\h35HYPERLINK\l"_Toc201453534"4.2单位定期存款PAGEREF_Toc201