Task6PaymentTermsMaincontentThreemethodsRemittance汇付二、Partiesinvolved三、Types（一）电汇TelegraphicTransfer(T/T)（二）信汇MailTransfer(M/T)Definition:madebetweenbanksbymailThebuyergivesmoneytoalocalbankwhichsendsatrustdeedforpaymenttoitscorrespondentbankattheseller’sendbymailandentrustsittopaymoneytotheseller.汇出行应汇款人的申请，将信汇委托书或支付通知书通过邮政信件寄给汇入行，授权解付一定金额给收款人features:itisslowitischeaper信汇和电汇的一般业务程序：（三）票汇RemittancebyBanker’sDemandDraft(D/D)featuresCollection二、Partiesinvolved三、typesofcollection（二）DocumentaryCollectionItisameansofensuringthatgoods(titledocuments)areonlyhandedovertothebuyerbythecollectingbankwhentheamountshownonabillofexchangeispaidorwhenthebuyeracceptsthebillasacontracttopayataspecifieddate.出口方根据买卖合同先行发运货物，然后开立汇票连同货运单据委托托收行通过代收行向进口方收款付款交单DocumentsagainstPayment(D/P)Itmeansdocumentscanonlybereleasedtothebuyerwhenhehaspaidtheamountonthedraft.即期付款交单D/Patsight远期付款交单D/Paftersight即期付款交单procedure：1)ThePrincipaldrawsasightdraftandpresentsittotheRemittingBankalongwithotherdocuments.2)TheRemittingBankexaminesthedocumentsandthedraftandforwardsthemtotheCollectingBank3)TheCollectingBanknotifiesthePayerofreceiptofthedocuments.4)thePayerexaminesthedocumentsandmakesthepayment5)TheCollectingBankreleasesthedocumentstotheBuyer6)TheCollectingbankremitspaymenttotheRemittingbank.7)TheRemittingbankgivesthepaymenttothePrincipal远期付款交单一般业务程序：承兑交单DocumentsagainstAcceptance（D/A承兑交单一般业务程序：四、FeaturesofcollectionPayattention：重视调查和考察进口商的资信情况和经营作风，成交金额应掌握在进口商支付能力范围内；慎用使用远期付款交单及承兑交单国外代收行的指定了解进口国的贸易体制和外汇管制措施。对贸易管制较严的国家或地区，应慎重使用托收方式，以免货到目的港后，因违背进口国的法令法规造成不能进口或收不到外汇；了解进口国的商业习惯，以免因为当地的习惯做法影响安全收汇。如有的国家把D/P解释为交货付款；出口争取按CIF或C&F成交。LetterofCredit(L/C)三.信用证（LetterofCredit,L/C）ImportanceofL/C二、PartiesinL/C三、itemsinL/C四、L/CproceduresSteps(seethebookP120)1.thebuyerandthesellerconcludeasalescontractstipulatingtopaybyL/C.2.thebuyerinstructshisbank,theissuingbank,toissueacreditinfavoroftheseller.3.afterissuingtheL/Cinstruments,theissuingbankforwardsittoitschosenadvisingbank.4.Theadvisin