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TVRatingsChildrenintheUnitedStateswatchfromonetofivehoursoftelevisioneveryday.Tha'salotoftelevision!Teachersandparentsdon'tlikealotofchildren'srelevisionprograms.Theythinkalotoftheseprogramsarenotsuitableforchildren.Forthisreason,everytelevisionprograminAmericahasarating.Theratingstellparetnsabouttheprogram.Parentscanchecktheratingsintheneswpaperandthisgivesparentsachoice.TV-Gprogramsaresuitableforallages,andfamilieswatchthemtogether.TV-Yprogramsaresuitableforchildren2-6,andtheydon'tfrightenchildren.TV-PGprogramsaresuitableforsomechildren,buttheycanfrightenchildren.Someparentswatchtheseprogramswiththeirchidlren.Then,theycananswertheirchildren'squestions.TV-14programsaresuitalbeforchildren14andolder.TV_MAprogramsareforadults,17andolder.Theyarenotsuitableforchildren.5StockExchangeAnotherkeyfinacialinstitutioninthemoneymarketisthestockexchange.Thestockexchangemakesamarketthroughstockbrokers.IntheUnitedStatethemarketismadebyspecialistswhoarewholesalersofstocksandshares.Theyholda"float"ofsharesatanytime,anddailypricesaresetastheymarkpricesdownandastheybalancesharesofferedwithsharesdemanded.Stockexchangetransactionsoccurwithinacomplexnetworkoflaw,governmentregulations,andtheinternalrulesoftheindividualgoverningbodies.Stockmarketsthroughouttheworldhavebecomeincreasinglyinstitutionalizedinthelast30years.Althoughsmallsavingshaveexpandedgreatly,theyhaveingeneralbeenusedtoboostthegreatgrowthinpersonalinsuranceandpensions.Hencethemainsupplyoffundstothestockmarketisnowthroughinsurancecompainies,pensionfunds,privateuniversitiesandotherinstitutionalfundsources.6ThestoryofteaTearemainedunknowntothewesternworlduntilthesixteenthcentury,whenEuropeanexplorerswhotraveledtoChainandotherFarEasterncountriesreturnedwithahostofnewfoods,spicesandbeverages.VerysoonathrivingcommerceinChinateaswasestablished.In1826theDutchestablishedplantationsonJava,followedsometenyearslaterbyBritish,whosetupteaestatesinIndia.Theproductionofteahassincespreadrapidly.Teaismadeformtheleavesofanevergreentro
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