摘要目前，企业融资困难已经成为了我国中小企业普遍都存在的一个重要问题，更加成为了各国中小企业推进产品，进行进一步发展的绊脚石，因此，通过了解企业融资问题提出解决的方案是迫在眉睫的。本文以东莞市克诺五金有限公司在资金和资产负债率等现状为引导线对企业成立以来融资现状及存在的问题进行多方面、深层次的研究和剖析，其中发现融资渠道少、融资成本较高、融资需求扩大和对融资环节缺乏监管等问题，接着根据这些问题提出了相应的一些建议：加强企业融资渠道并逐步扩大融资规模、合法有效地降低融资成本、扩大企业融资规模和完善企业融资制度。对中小企业来说，企业应该充分认识到解决企业融资难是个任重而道远的任务，需加强研究探索。关键词：克诺五金外部融资融资规模融资成本AbstractAtpresent,thefinancingdifficultiesofenterpriseshavebecomeanimportantprobleminChina'ssmallandmedium-sizedenterprises,andbecomeastumblingblockforsmallandmedium-sizedenterprisesinvariouscountriestopromoteproductsandfurtherdevelopment.Therefore,itisurgenttoproposesolutionsthroughunderstandingthefinancingproblemsofenterprises.BasedontheKnollhardwareco.,LTD.,Dongguancity,inthecapitalandthestatusquooftheasset-liabilityratio,ETC,toguidelineforsincetheestablishmentoftheenterprisefinancingpresentsituationandexistingproblemsofextensiveanddeepresearchandanalysis,whichfoundthatlessfinancingchannels,higherfinancingcosts,financingneedstoexpandandtofinancelinkproblemsuchasthelackofregulation,thenaccordingtotheseproblemsputforwardthecorrespondingSuggestions:strengthentheenterprisefinancingchannelsandgraduallyexpandthescaleoffinancing,legallyandeffectivelyreducethefinancingcost,expandthescaleoftheenterprisefinancingandimprovethesystemofcorporatefinance.Forsmallandmedium-sizedenterprises,enterprisesshouldfullyrealizethatthesolutionofenterprisefinancingisalongandarduoustask,needtostrengthentheresearchandexploration.Keywords:KenohardwareExternalfinancingFinancialsizeFinancingcost目录TOC\o"1-4"\h\z\uHYPERLINK\l"_Toc36678072"一、引言PAGEREF_Toc36678072\h1HYPERLINK\l"_Toc36678073"二、国内外对企业融资的看法PAGEREF_Toc36678073\h1HYPERLINK\l"_Toc36678074"（一）国外对企业融资的研究PAGEREF_Toc36678074\h1HYPERLINK\l"_Toc36678075"（二）国内对企业融资的研究PAGEREF_Toc36678075\h2HYPERLINK\l"_Toc36678076"三、东莞市克诺五金有限公司融资现状PAGEREF_Toc36678076\h3HYPERLINK\l"_Toc36678077"（一）资金来源少PAGEREF_Toc36678077\h3HYPERLINK\l"_Toc36678078"（二）资产负债率较高PA