中小企业的财务风险及其防范措施摘要：随着经济全球化的发展，市场竞争的日益加剧，中小企业的财务风险呈现愈加多发的趋势。而中小企业由于自身条件限制比大企业更容易受到财务风险的困扰。针对这一问题，本文作者利用所学的财务管理，会计，以及经济学相关知识，进行了深入研究分析，指出中小企业财务风险的五种类型以及形成风险的主要原因，通过具体案例和数据分别深入讨论几种财务风险对企业造成的影响，再结合中小企业的特点制定有针对性的财务风险的防范措施，旨在提高中小企业防范风险的能力。关键词：中小企业、财务风险、防范措施、FinancialRisksAndPreventionInSmallAndMedium-sizedEnterprisesAbstract:Withthegloblizationoftheworldeconomyandtheaggravationofmarketcompetitionsmallandenterprisesarefacingmoreandmorefinancialrisks.Comparedtobigcompanies,theyaremorevulnerabletofinancialcrisisduetothelimitoftheirownconditions.Inordertosolvethisproblem,theauthorcarriedonathoroughresearchusingtheknowledgeoffinancialmanagement,accountingandeconomic.Inthisarticle,theauthurpointsoutfivetypesoffinancialrisksthatsmallandmedium-sizedenterprisesaredealingwith,themaincausesoftheirformationandtheeffectstheyhaveoncompanies,throughwhichspecificcasesanddataarefullydicussed.Finally,theauthorcombinestheresearchwiththeparticularfeaturesofsmallandmedium-sizedenterprisestodeveloptargetedprecautionarymeasurestowardsfinancialcrisis,aimingtoimprovetheircapabilitiesofriskprevention.Keywords:smallandmedium-sizedenterprisefinancialriskprecautionarymeasuresPAGEII目录TOC\o"1-3"\h\z\uHYPERLINK\l"_Toc354854625"第一章三鹿集团风险管理案列PAGEREF_Toc354854625\h1HYPERLINK\l"_Toc354854626"第二章引言PAGEREF_Toc354854626\h2HYPERLINK\l"_Toc354854627"2.1当今市场中小企业的发展情况PAGEREF_Toc354854627\h2HYPERLINK\l"_Toc354854628"2.2当今市场中小企业的生存环境PAGEREF_Toc354854628\h2HYPERLINK\l"_Toc354854629"第三章中小企业财务风险概述PAGEREF_Toc354854629\h3HYPERLINK\l"_Toc354854630"3.1中小企业财务风险的概念PAGEREF_Toc354854630\h3HYPERLINK\l"_Toc354854631"3.1.1中小企业财务风险的特征PAGEREF_Toc354854631\h3HYPERLINK\l"_Toc354854632"3.1.2中小企业的财务风险的主要种类PAGEREF_Toc354854632\h3HYPERLINK\l"_Toc354854633"3.2我国中小企业财务风险的识别PAGEREF_Toc354854633\h4HYPERLINK\l"_Toc354854634"第四章我国中小企业财务风险产生的原因PAGEREF_Toc354854634\h4HYPERLINK\l"_Toc354854635"4.1中小企业筹资环节造成的财务风险PAGEREF_Toc3548