目录一、向先生的家庭情况介绍..............................................................................1（一）向先生的家庭情况概述..........................................................................................1（二）理财目标..................................................................................................................1（三）目标分解..................................................................................................................1二、家庭财务分析................................................................................................2三、家庭投资风险分析........................................................................................3四、做出假设........................................................................................................4五、了解理财定律................................................................................................4（一）80定律.....................................................................................................................5（二）保险双十定律..........................................................................................................5（三）“房贷31”定律.....................................................................................................5六、家庭理财规划................................................................................................5（一）股票投资规划..........................................................................................................5（二）基金投资规划..........................................................................................................6（三）保险规划..................................................................................................................6（四）购房需求规划..........................................................................................................6七、设计总结........................................................................................................6参考文献....................................................................