SmefinancingcausesandsolutionsAbstractAsanewfinancingleasefinancingtools,Inrecentyearsinourcountry'smoderneconomyisdevelopingrapidly.However,mostoftheleasefinancingcompaniesinactivelyexplorethemarketatthesametime.Theriskoffinancingleaseknowledgeandunderstandingbutwillstayonthesurface.Riskcontrolworkalsoatgropingstage.Constructionperfect,systemriskcontrolsystemnecessaryandurgent.Theauthorfinancingleaseinasystematic,onthebasisofrisk.Accordingtoitsownworkexperience,Thesystemispresentedcountermeasures.Tohelpenterprisestorenewtheidea.Doriskcontrolwork.Keywords:financingleaseriskriskcontrolSomefinancingcausesandsolutionsLynnM.FisherSincethereformandopeningup,theChinesesmallandmedium-sizedenterprisesaretherapiddevelopmentofChina'snationaleconomy,improvethecontribution,smallandmedium-sizedenterprisesinpromotingeconomicgrowthandcreatejobs,increasefarmers'income,thetransferofruralsurpluslaborforceisplayingmoreandmoreimportant,etc.However,inrecentyears,thedevelopmentofsmallandmedium-sizedenterprisesfacinggreatdifficulties.Especiallytheinfluencetothefurtherdevelopmentofsmallandmedium-sizedenterprisesinChinaisthemostimportantfactortosamefinancingchannelisnarrow,financing,financingnumberstructureunreasonable,financingcostishigh.Iflessthan30%oftheindustrialsectorcontributionofstate-ownedenterpriseoccupied70%ofbankloan,butcreates70percentoftheGDPofthenon-state-ownedenterprisesonly30%ofthebankloans.Ifthisphenomenonisnotsufficienttoimprove,smallandmedium-sizedenterpriseswillbedifficult,sustainedandrapiddevelopmentofthewholenationaleconomywilldirectlyinfluencethedevelopment.1.SomefinancingreasonanalysisFromtheabovewecanseethepresentfinancing,financingChinahasrestrictedthedevelopmentofsmallandmedium-sizedenterprises.Thereasonisthatbothsmallandmedium-sizedenterpriseitself,alsohavebankmanagementsystem,therearemorereasonsofnationalpolicy.1.1Enterpriseitself.(1)Thesmallscaleofcapital,smallandmedium-sizedenterprisesinformationideaindifference.Smallandmediu