PAGEii本科毕业论文题目金融危机背景下台州中小企业融资现状及对策研究学院经贸管理学院[摘要]中小企业在台州经济社会发展中发挥着不可替代的作用，却处于融资弱势的不对称地位，融资约束已成为制约中小企业发展的瓶颈，尤其全球金融危机爆发以来,融资问题更是成了中小企业生存发展的瓶颈。解决中小企业融资难的问题，需要政府大胆借鉴国外经验，尽快完善并落实各项针对中小企业的融资支持措施，建立中小企业的信用担保体系。本文着重研究了我国中小企业融资的现状并针对融资过程中存在的问题，分析原因，探索解决对策，就如何改善中小企业融资现状、拓宽其融资渠道提出一些建议，来解决台州中小企业融资问题，加快台州中小企业的HYPERLINK"http://www.studa.net/fazhan/"发展，促进台州国民HYPERLINK"http://www.studa.net/Economic/"经济的发展。关键词：金融危机台州中小企业融资对策[Abstract]Eventhoughsmallandmedium-sizedenterprisesplayanirreplaceableroleinTaizhou'seconomicandsocialdevelopment,theyareintheadversepostionwithregardtofinancing.FinancingconstraintshavebecomeabottleneckrestrictingthedevelopmentofSMEs.ThefinancingproblemhaveevenbecomeabottleneckforthesurvivalanddevelopmentofSMEsespeciallysincetheglobalfinancialcrisis.Tosolvetheproblemofthefinancingdifficulty,thegovernmentneedstobringintheexperiencefromabroad,improvingandcarryingoutallkindsofsupportingmeasuresaimedatfacilitatingthedevelopmentofSMEsandsetupsmallandmediumenterprisecreditguaranteesystem.ThisresearchfocusesonthecurrentsituationofsmallandmediumenterprisesfinancinginTaizhouandtheproblemsintheprocessoffinancing.Byanalyzingthecausesandsolutions,thisresearchtrytoexplorewaystoimprovethestatusofSMEfinancingandputforwardsuggestionsinordertobroadenfinancingchannelssoastosolvethefinancingproblemofSMEsinTaizhouandeventuallytospeedupthedevelopmentofSMEsandpromotethedevelopmentofTaizhou'snationaleconomy.Keywords:FinancialcrisisTaizhouMediumandsmallenterprisesFinancingCountermeasures目录TOC\o"1-3"\h\uHYPERLINK\l_Toc6074一、引言PAGEREF_Toc60741HYPERLINK\l_Toc6421二、相关文献回顾1HYPERLINK\l_Toc20356（一）中小企业涵义PAGEREF_Toc203561HYPERLINK\l_Toc29926（二）中小企业融资难的相关文献2HYPERLINK\l_Toc5451.企业内部因素PAGEREF_Toc5452HYPERLINK\l_Toc71622.外部因素PAGEREF_Toc71622HYPERLINK\l_Toc7367（三）解决中小企业融资对策的相关文献3HYPERLINK\l_Toc139581．加强企业自身信用建设，树立良好的企业形象3HYPERLINK\l_Toc161952．合理利用自有资金PAGEREF_Toc161953HYPERLINK\l_Toc255543．中小企