FOREIGHLANGUAGETEACHINGANDRESEARCHPRESSAIRFORCEENGINEERINGUNIVERTISYAmanwhobothspendsandsavesmoneyisthehappiestman,becausehehasbothenjoyments.—SamuelJohnson(Englishwriter)Contents1.Howtomanagemoneyasacollegestudent?2.Whatdocollegestudentsspendtheirmoneyon?Readthefollowingsurveyquestionsregardingspendinghabitsofcollegestudents.Thencheck(√)alltheresponsesthataretrueforyou.Inthemoneymarkets,businessesgovernmentsandsometimesindividualsborroworlendfundsforshortperiodoftime.Usually1to120days.USTreasury-billsarethe_________moneymarketinstrument.Theyarefollowedbynegotiablecertificatedepositand___________paper.QuestionsPreviewingAnotherfamiliarexample.(Para.2)Weareconfusedand____________bytwocontradictorymessagesthatwegetfromourenvironment.Thegovernmenttellsusto________________________________________________.Andcreditcardcompanyalsosentuscontradictorymessage:___________________________________________?Twosetsofmessages(Paras.3-5)Twosetsofmessages(Paras.3-5)Whathappensaswetakeinthesecontradictorybutexplicitmessages?Whatarethepsychologicalandsocialconsequencesofthiscampaigntocontrolourspendinghabits?(Para.6)Everydaywegettwosetsofmessagesatoddswitheachother.The“________”messageurgesustoworkhardandsave,suspendourdesires,andavoidluxuries.The________________________urgeustospend.theessentialmessagefromadsisanyhow_____________________________already.Aspsychologicalandsocialconsequences,peopleget________withthetwocontradictorymessages.Whyshouldstudentsconsiderfinancialwell-beingasakeyingredientofuniversityeducation?(Para.7)Whatcanstudentsdotobefinanciallyhealthyandhavenomoneyworries?(Para.8)PartIII—Paras.7-9Introduction(Paras.1-2)Exampleofcontradictorymessages:afailingconsumeroravaluedcustomer?(Para.2)Body:paradoxofthetwosetsofmessages(Paras.3-6)Thepsychologicalandsocialconsequencesofthecontradictorymessage(Para.6)Conclusion(Paras.7-9)PracticalPhrases提到；谈到不缺少；不缺乏得到，获得（优势或愉快的感受）领会；理解；记住（对形势）作出估计（判断）在（可能通向成功的）轨迹上FunctionalPatterns这里还有一个大家熟悉的例子：如果我们不按时支付信用卡账单，我们会收到从信用卡公司发来类似这样的令