毕业论文论文名称：次贷危机对防范我国地产金融风险的启示学院：金融管理学院专业：金融学学号：85098888888学生姓名：XXXX指导教师：XXXXX20XX年3月目录TOC\o"1-3"\h\z\uHYPERLINK\l"_Toc352667819"摘要PAGEREF_Toc352667819\h4HYPERLINK\l"_Toc352667820"ABSTRACTPAGEREF_Toc352667820\h5HYPERLINK\l"_Toc352667821"1.绪论PAGEREF_Toc352667821\h6HYPERLINK\l"_Toc352667822"1.1论文选题背景及意义PAGEREF_Toc352667822\h6HYPERLINK\l"_Toc352667823"1.2国内文献综述PAGEREF_Toc352667823\h6HYPERLINK\l"_Toc352667824"1.2.1国内研究现状PAGEREF_Toc352667824\h6HYPERLINK\l"_Toc352667825"1.2.2国外研究现状PAGEREF_Toc352667825\h7HYPERLINK\l"_Toc352667826"1.3论文的写作方法PAGEREF_Toc352667826\h7HYPERLINK\l"_Toc352667827"1.4论文基本思路和框架PAGEREF_Toc352667827\h8HYPERLINK\l"_Toc352667828"2.房地产金融风险的基本理论PAGEREF_Toc352667828\h9HYPERLINK\l"_Toc352667829"2.1房地产金融风险概述PAGEREF_Toc352667829\h9HYPERLINK\l"_Toc352667830"2.1.1房地产金融风险的概述PAGEREF_Toc352667830\h9HYPERLINK\l"_Toc352667831"2.1.2房地产金融风险的类型及特点PAGEREF_Toc352667831\h9HYPERLINK\l"_Toc352667832"2.2房地产金融风险理论PAGEREF_Toc352667832\h10HYPERLINK\l"_Toc352667833"2.2.1信息不对称与房地产金融风险PAGEREF_Toc352667833\h10HYPERLINK\l"_Toc352667834"2.2.2金融不稳定假说与房地产金融风险PAGEREF_Toc352667834\h11HYPERLINK\l"_Toc352667835"3.美国次贷危机的成因分析PAGEREF_Toc352667835\h12HYPERLINK\l"_Toc352667836"3.1美国住房抵贷款证券化PAGEREF_Toc352667836\h12HYPERLINK\l"_Toc352667837"3.2住房抵押贷款证券化的优势PAGEREF_Toc352667837\h12HYPERLINK\l"_Toc352667838"3.3.美国次贷危机爆发的原因PAGEREF_Toc352667838\h13HYPERLINK\l"_Toc352667839"3.4本章小结PAGEREF_Toc352667839\h14HYPERLINK\l"_Toc352667840"4.我国房地产金融风险现状PAGEREF_Toc352667840\h15HYPERLINK\l"_Toc352667841"4.1地产融资结构过于单一PAGEREF_Toc352667841\h15HYPERLINK\l"_Toc352667842"4.2个人住房贷款增长迅速PAGEREF_Toc352667842\h15HYPERLINK\l"_Toc352667843"4.3.我国房地产金融与美国的比较PAGEREF_Toc352667843\h16HYPERLINK\l"_Toc352667844"4.4比较结果总结PAGEREF_Toc352667844\h17HYPERLINK\l"_Toc352667845"5.次贷危机对我国商业银行经营风险的启示PAGEREF_Toc35266