长沙民政职业技术学院毕业设计说明书题目：高先生家庭理财规划产品设计工艺设计方案设计指导老师：易志恒系别：商学院班级：证投1231学号：1218043106姓名：__________余星二0—五年四月二十日目录摘要..........................................................................1关键词.........................................................................2一、客户基本情况.............................................................4（一）客户家庭现状.......................................................4（二）客户财务状况.......................................................4二、客户家庭财务指标分析.....................................................5（一）结余比率............................................................5（二）投资与净资产比率.....................................................6（三）负债比率.............................................................5（四）流动性比率...........................................................5（五）消费比率.............................................................5三、客户家庭深入综合分析......................................................5（一）家庭生命周期和生涯规划分析........................................5（二）客户家庭风险.........................................................6四、客户家庭理财目标确定分析................................................6（一）客户家庭具体目标...................................................6（二）假设与预测...........................................................6（三）客户目标可行性分析..................................................6五、客户理财规划.............................................................7（一）家庭保障规划.......................................................7（二）现金规划.............................................................7（三）投资规划.............................................................8（四）购车规划.............................................................8（五）子女教育规划.........................................................9六、结束语....................................................................10参考文献......................................................................10致谢.......................................................